Insurance Company-Owned Life Insurance (ICOLI): Better Yields with Tax Advantaged, Low Risk-Based Capital Investment Options

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Webinar

Insurance Company-Owned Life Insurance (ICOLI): Better Yields with Tax Advantaged, Low Risk-Based Capital Investment Options

May 2020

The amount of global government debt trading at negative yields has swelled, reflecting global economic uncertainty and other concerns. The current COVID-19 crisis has only exacerbated this challenge. Insurance companies are distinctly challenged in a low-yield environment, given their typically high fixed income allocations, significant industry regulations, and liability-driven cash-flow needs.

To solve these issues, a growing number of insurance companies are implementing Insurance Company Owned Life Insurance (ICOLI) strategies for risk-based capital and tax purposes. Join our webinar for an overview of the benefits of ICOLI including:

• Open architecture investment menu (Schedule D, Schedule BA)
• Review of capital charges (5% for P&C and Health, 0% for Life)
• Favorable tax treatment
• Due diligence and regulatory guidance
• Stable value wrap strategies

Register Here to View Recording »

FOR INSTITUTIONAL USE ONLY. NOT FOR PUBLIC DISTRIBUTION.
Gallagher Benefit Services, Inc., a subsidiary of Arthur J. Gallagher & Co., (Gallagher) is a non-investment firm that provides employee benefit and retirement plan consulting services to employers. Securities may be offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment advisory services may be offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Certain appropriately licensed individuals of Gallagher are registered to offer securities through Kestra IS or investment advisory services through Kestra AS. Neither Kestra IS nor Kestra AS is affiliated with Gallagher. Neither Kestra IS, Kestra AS, Gallagher, their affiliates nor representatives provide accounting, legal or tax advice. GBS/Kestra-CD(347931)(052021)

Expert Presenter

Andy Kuchera, Area Vice President, Executive Benefits

Andy Kuchera leads Gallagher’s Institutional Insurance Practice with a specific focus on ICOLI (Insurance Company Owned Life Insurance). His team assists insurance carriers by providing regulatory and tax relief on capital and surplus. He also helps clients design, implement, communicate, and fund Executive Benefits programs, with a focus on Non-Qualified Deferred Compensation Plans. He specializes in assisting owners with succession and retention strategies; the primary focus being to protect their profits and equity interests. Contact Andy

 

Gallagher Benefit Services, Inc., a subsidiary of Arthur J. Gallagher & Co., (Gallagher) is a non- investment firm that provides employee benefit and retirement plan consulting services to employers. Securities may be offered through Kestra Investment Services, LLC, (Kestra IS), member FINRA/SIPC. Investment advisory services may be offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Certain appropriately licensed individuals of Gallagher are registered to offer securities through Kestra IS or investment advisory services through Kestra AS. Neither Kestra IS nor Kestra AS is affiliated with Gallagher. Neither Kestra IS, Kestra AS, Gallagher, their affiliates nor representatives provide accounting, legal or tax advice. For institutional use only. Not for public distribution. Kestra LCN 345277 Exp (03/2021).